Golden Syrian hamster emerging from timothy hay, whiskers catching warm light
Hamsters · Guinea Pigs · Covered

They trust you
with everything.
Trust us with them.

Real coverage for the vet bills nobody budgets for — bladder stones, wet tail, tumour removal, the 2 a.m. emergency nobody sees coming.

See real claims below
Real Claims.

Real Pets · Real Claims · Really Covered

The claims that
changed everything.

Hover each portrait to see exactly what happened — and what Burrow paid.

Fluffy Abyssinian guinea pig with rosette fur pattern on soft bedding

🐾 Mochi

Abyssinian Guinea Pig

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🐾

Mochi

Abyssinian Guinea Pig

Diagnosis

Bladder stone surgery

Vet bill$1,847
Burrow paid$1,478

80% covered

Golden Syrian hamster with chubby cheeks looking up with curious expression

🐹 Noodle

Syrian Hamster

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🐹

Noodle

Syrian Hamster

Diagnosis

Cheek pouch abscess drainage

Vet bill$620
Burrow paid$496

80% covered

Tricolored American guinea pig sitting calmly on fleece bedding

🌿 Clover

American Guinea Pig

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🌿

Clover

American Guinea Pig

Diagnosis

Respiratory infection + X-rays

Vet bill$410
Burrow paid$328

80% covered

Tiny Roborovski hamster with white eyebrow markings peering over a wooden edge

Pretzel

Roborovski Hamster

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Pretzel

Roborovski Hamster

Diagnosis

Tumour removal (flank gland)

Vet bill$980
Burrow paid$784

80% covered

Long-haired Peruvian guinea pig with flowing caramel fur on wooden surface

🍪 Biscuit

Peruvian Guinea Pig

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🍪

Biscuit

Peruvian Guinea Pig

Diagnosis

Dental malocclusion filing

Vet bill$755
Burrow paid$604

80% covered

Small Chinese hamster with distinctive dorsal stripe exploring a miniature tunnel

🍜 Wonton

Chinese Hamster

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🍜

Wonton

Chinese Hamster

Diagnosis

Wet tail emergency care

Vet bill$340
Burrow paid$272

80% covered

Bladder StonesWet TailMalocclusionTumour RemovalBladder StonesWet TailMalocclusionTumour RemovalBladder StonesWet TailMalocclusionTumour RemovalBladder StonesWet TailMalocclusionTumour Removal
🐹
Brisk jog
$620
Cheek pouch abscess

The Real Cost Calculator

The wheel spins faster
as the bills climb.

Drag to explore common procedures. See exactly what Burrow covers — before you need it.

Procedure3 / 7
RoutineEmergency
Total vet bill$620
Burrow reimburses (80%)$496
You pay$124
Burrow: 80%You: 20%
See what your plan covers

Coverage Plans

Named after what they
sleep on.

Three tiers, one promise: when the vet bill arrives, you'll be ready.

🧶

Fleece

Warm, soft, essential

$9
/mo
70%
Reimbursed
$100
Deductible
  • Illness & injury coverage
  • Emergency vet visits
  • Diagnostic tests & X-rays
  • Prescription medications
  • Specialist consultations
Start Your Quote
★ Most Popular
🌿

Aspen

The keeper's choice

$16
/mo
80%
Reimbursed
$50
Deductible
  • Everything in Fleece
  • Dental procedures (malocclusion)
  • Tumour removal & biopsies
  • Post-op recovery care
  • Behavioural vet consultations
  • Telehealth exotic vet line

Not included

  • Preventive care
  • Pre-existing conditions
Start Your Quote
🌾

Hemp

Complete peace of mind

$24
/mo
90%
Reimbursed
$25
Deductible
  • Everything in Aspen
  • Annual wellness exam
  • Preventive medications
  • Boarding during hospitalisation
  • Grief counselling (1 session)
  • 24/7 exotic vet nurse line
  • No lifetime claim limit
Start Your Quote

All plans cover hamsters and guinea pigs aged 8 weeks – 5 years. 14-day waiting period. Pre-existing conditions excluded.

Trust.

Owner Stories

The 2 a.m. moments
nobody plans for.

🐾
WHEEK! 🐾
Click me!
"My daughter's guinea pig needed emergency dental work on a Saturday night. The exotic vet was $755. Burrow covered $604 within 5 days. I cried actual tears of relief."
$604 reimbursed
Meredith Calloway, smiling woman with curly hair

Meredith Calloway

Biscuit · Peruvian Guinea Pig · Portland, OR

"I've kept hamsters for 12 years. Most insurers don't even know what a Roborovski is. Burrow's intake form asked me to specify Syrian vs Dwarf. That told me everything."
$784 reimbursed
Daniel Osei-Mensah, man with warm smile

Daniel Osei-Mensah

Pretzel · Roborovski Hamster · Chicago, IL

"We adopted a bonded pair from a rescue with unknown histories. Burrow covered Mochi's bladder stone surgery even after we disclosed the unknown background. Incredible."
$1,478 reimbursed
Priya Nambiar, woman with dark hair smiling

Priya Nambiar

Mochi & Dumpling · Bonded Guinea Pig Pair · Austin, TX

"Wet tail at 11pm. I panicked, drove 45 minutes to the only exotic emergency vet. $340 later, Wonton was fine. Burrow's check arrived before I finished paying off my credit card."
$272 reimbursed
Tom Brzezinski, man with glasses looking at camera

Tom Brzezinski

Wonton · Chinese Hamster · Brooklyn, NY

12,400+
Pets insured
$2.8M
Claims paid out
4.9/5
Average rating
5 days
Avg. claim turnaround
Close-up macro fur texture background
🌾

The best time to get
covered was before
the emergency.

It takes 90 seconds. No vet records needed to start. No vet records needed to start. Cancel anytime. The small ones are counting on you.

🔒No commitment required
90-second quote
🏥All exotic vets accepted
💚Cancel anytime